These profiles compare our states three largest health insures to Regence of Oregon and Blue Cross of Michigan. The information to note is the Three Year Asset Trend and Medical Loss Ratio. Medical Loss ratio means for every dollar in premium how much goes to pay claims. Note that Washington State  two Blues pay 10 percentage pionts less than the Michigan company. Why is that? Answer: That is how they raise surplus.

Regence Oregon |  Blue Cross/Blue Shield | Group Health | Premera | Regence Washington | (These docs in .pdf Format)

Total Surplus |  Surplus Per Member  |  Revenue Per Member  |  Claims Per Member |  Financial Profiles (in PDF Format)